Wednesday 19th December 2018,
Centre County Business

Save Money On Car Insurance When You Visit Asia

Save Money On Car Insurance When You Visit Asia

Level 1 car insurance with directasia.com (ประกันรถยนต์ชั้น1)

Direct Asia car insurance comes with a number of guarantees, it’s competitively priced and comes with the added benefit of being able to add or change protection as you need. With a guarantee of being at the scene of an accident within 30 minutes you can be assured that the level 1 car insurance from directasia.com is one of the best options available to drivers (between the ages of 20-70) in Thailand.

Level 1 car insurance is only available for cars that are not over 10 years old. But this is a premium service so it just ensures that your policy isn’t driven up in costs by older, unreliable cars.

What protection do they offer?

  • Damage to your vehicle

(Amount dependent on insurance scheme) If it is a no contestant event then the amount may be limited but in the case of negligence then this will all be dependent on a customer’s chosen policy

  • Personal injury

A maximum of 2 million baht or no more than 10 million baht per time

  • Injury to others

Again there is a maximum of 2 million baht, or no more than 10 million baht per time

  • Third party property damage

There is a limit of up to 5 million baht on this policy

  • Car theft cover

Covers the insured sum

  • Cars lost or stolen

Covers the insured sum

  • Vehicle damage caused by natural disasters

Covers the insured sum

  • Broken window cover

Covers the insured sum

  • 24 hr towing and repair service

The insurance policy will cover up to 20% of repairs

Direct Asia’s insurance policies come in two basic plans:

  • Value Plan

Allowing a second person to be part of the policy is a great option that not many insurance companies offer.

  • Flexible Plan

If you have a large family, or you are living here with friends then this is a great option that allows an unlimited number of drivers.

The benefits of using Direct Asia’s level 1 car insurance – ประกันรถยนต์ชั้น1

Using a larger, well-known brand is always an advantage to customers. They have a trusted name, a large number of satisfied customers and a strong financial backing to ensure they can offer some of the most competitive prices while also guaranteeing a high level of customer satisfaction through their large network of garages throughout Thailand. By choosing their level 1 insurance you get the peace of mind that you have one of the most complete policies available. To do a comparison of what it offers this is the difference between level 1 and level 2+.

Level 1 insurance covers: own vehicle and third party property damage and bodily injury and loss due to fire and theft and natural disasters like flood. It also specifically covers collisions, accidents, window breakage and towing expense.

Whereas the next best insurance in Thailand, Level 2+ covers a similar amount but with a limit to own vehicle damage which excludes damage from self-accidents (driving into a wall for example).

Overall I would recommend this policy over any other as sadly it is well known just how dangerous Thai roads can be. Having full coverage from a respectable insurer will just make life a lot easier, while taking some of the stress way from driving on Thai roads.

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